The $$$ Maps

The $$$ Maps

In case anyone missed it, creating your very own money map has been all the rage lately. I really liked the idea so I decided to collect everyone's maps to compare and contrast. 

This was a valuable exercise since it taught me a few things about what are and are not common features of the way people manage their money in the FI community. Since I'm in the process of refining my own financial arrangements I thought a post giving an overview of these insights was in order.

What follows is the full chain gang in rough chronological order with any observations of note. Huge props to Apathy Ends and Budget On A Stick for kicking off the chain!

We will then present our own money map and our thoughts in the context of the learnings below in a separate post.

  Apathy Ends   I like the hub and spokes idea here. Color coding helps for sure.

Apathy Ends

I like the hub and spokes idea here. Color coding helps for sure.

  Budget On A Stick   Helpful to see an approach using multiple checking/savings accounts for specific 'jobs'.

Budget On A Stick

Helpful to see an approach using multiple checking/savings accounts for specific 'jobs'.

  The Luxe Strategist   Love the branding and emoticons! The use of % allocations is also super helpful.

The Luxe Strategist

Love the branding and emoticons! The use of % allocations is also super helpful.

  Adventure Rich   Shiny! I like the left-right/Top-bottom flow. Amazing how much detail is presented - awesome!

Adventure Rich

Shiny! I like the left-right/Top-bottom flow. Amazing how much detail is presented - awesome!

  Mina FI   Ah Simple, was super exciting to find them but for some reason they don't like expat shared accounts :/ A nice variation on the hub/spoke model, enjoying the symmetry.

Mina FI

Ah Simple, was super exciting to find them but for some reason they don't like expat shared accounts :/
A nice variation on the hub/spoke model, enjoying the symmetry.

  Othala Fehu   Liking the left-right flow and split between income sources as well as savings/retirement.

Othala Fehu

Liking the left-right flow and split between income sources as well as savings/retirement.

  The Frugal Gene   Interesting to see how the AirBnB fits in to this picture.

The Frugal Gene

Interesting to see how the AirBnB fits in to this picture.

  Working Optional   Cool to see how the map looks when income is from businesses, Helpful for future thinking here.

Working Optional

Cool to see how the map looks when income is from businesses, Helpful for future thinking here.

  Our Financial Path   Super clear. Great to see how a couple works with separate accounts. Liking the vacation funds.

Our Financial Path

Super clear. Great to see how a couple works with separate accounts. Liking the vacation funds.

  Eccentric Rich Uncle   This one helped me a lot with accounting for the tax impacts. Forced me to look at my details more closely and led to some interesting realizations.

Eccentric Rich Uncle

This one helped me a lot with accounting for the tax impacts. Forced me to look at my details more closely and led to some interesting realizations.

  Atypical Life   Cool to see how another expat couple is set up. I like the boxes within boxes for clear grouping.

Atypical Life

Cool to see how another expat couple is set up. I like the boxes within boxes for clear grouping.

 Cantankerous Life - (Deactivated)  Wants/Needs and flaming cash for taxes, says it all! I like that this includes the 'why' behind each grouping.

Cantankerous Life - (Deactivated)

Wants/Needs and flaming cash for taxes, says it all! I like that this includes the 'why' behind each grouping.

  Debts to Riches   Very crisp, liking the % numbers given. Less is more after all.

Debts to Riches

Very crisp, liking the % numbers given. Less is more after all.

  Need2Save   Love the clear distinction between pre/post-tax and the breakout of annual/monthly expenses.

Need2Save

Love the clear distinction between pre/post-tax and the breakout of annual/monthly expenses.

  Money Metagame   This captures well the subtlety around employer and personal contributions to retirement funds because it starts at the employer. This also shows the credit card strategy employed rather clearly. 

Money Metagame

This captures well the subtlety around employer and personal contributions to retirement funds because it starts at the employer. This also shows the credit card strategy employed rather clearly. 

  CY Innovations   Interesting to see 2 emergency funds. Noticing a trend for hub/spoke models. 

CY Innovations

Interesting to see 2 emergency funds. Noticing a trend for hub/spoke models. 

  I Dream of FIRE   Time-framing, nice.

I Dream of FIRE

Time-framing, nice.

 Stupid Debt  Nice cameo by 'the man'.

Stupid Debt

Nice cameo by 'the man'.

  Spills Spot   More hub/spoke. Noticing a trend for Ally accounts, note to self.

Spills Spot

More hub/spoke. Noticing a trend for Ally accounts, note to self.

  Making Your Money Matter   This is one of a few diagrams that get progressively more detailed. Cool idea on the Allowance Accounts for the kids!

Making Your Money Matter

This is one of a few diagrams that get progressively more detailed. Cool idea on the Allowance Accounts for the kids!

  Life Zemplified   Nice idea to split the paychecks to route into savings and checking respectively. Why FSA and no HSA I wonder. More digging required!

Life Zemplified

Nice idea to split the paychecks to route into savings and checking respectively. Why FSA and no HSA I wonder. More digging required!

  Trail to FI   Very suave! Good use of boxes withing boxes and hub/spoke. Inspiration factor: High!

Trail to FI

Very suave! Good use of boxes withing boxes and hub/spoke. Inspiration factor: High!

  Abandoned Cubilce   Nice variation upon the humble cash flow diagram which usually has time on the x axis.

Abandoned Cubilce

Nice variation upon the humble cash flow diagram which usually has time on the x axis.

 Smile and Conquer  Pretty fun! Allusion to puzzle pieces works for me.

Smile and Conquer

Pretty fun! Allusion to puzzle pieces works for me.

  Military Dollar   Solid  Sankey  skills sir!  One of my favorites, might even make one for fun. 

Military Dollar

Solid Sankey skills sir!  One of my favorites, might even make one for fun. 

  Her Money Moves   In the green! Nice clear breakdown.

Her Money Moves

In the green! Nice clear breakdown.

  The Retirement Manifesto   A fan of the key principles outlined. Each has a goal or reminder which is rad.

The Retirement Manifesto

A fan of the key principles outlined. Each has a goal or reminder which is rad.

  Full Time Finance   Really well structured and clear. All of the retirement accounts!

Full Time Finance

Really well structured and clear. All of the retirement accounts!

  The Lady In The Black   So creative, love it! Functional and fun! Good to see %s given here.

The Lady In The Black

So creative, love it! Functional and fun! Good to see %s given here.

  Freedom Is Groovy   Mreow! Such detail, I like the portfolio breakout box. Giving back and thanking taxpayers; also good to see! 

Freedom Is Groovy

Mreow! Such detail, I like the portfolio breakout box. Giving back and thanking taxpayers; also good to see! 

  Millennial Money Diaries   A late additions but worth the wait! Great balance between detail and design aesthetic.

Millennial Money Diaries

A late additions but worth the wait! Great balance between detail and design aesthetic.

What are you optimizing for?

What are you optimizing for?

Welcome to Our New Blog!

Welcome to Our New Blog!